How to set a budget and stick to it

How to set a budget and stick to it

Whether you are an individual or a business it is important that we set and stick to our budgets.  Firstly you should set out your estimated expenditure use an Excel spreadsheet.  Then add your income and you will soon see what money is left for business expenditure or lifestyle improvements.  If the money is not there then don’t spend it credit is all to easy to come by nowadays it can quickly spiral out of control and bankruptcy in Sydney is more common than you think.

Investments should be made to businesses and lifestyle if there is a solid plan to recop that money in the next 1-2 years.  By expanding you might have opportunities to make more money.  Same for lifestyle by adding a swimming pool and selling your home there is room for profit making.

Hope this helps if you need any advice can Jon today on 0407 314 031.

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